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CORPORATE SOCIAL

RESPONSIBILITY

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Bank Albilad is committed to a balanced approach that balances economic growth with positive environmental and social impacts.

Our dedication to social and environmental responsibility is integrated into all our activities, working in collaboration with non-profit organizations, governmental bodies, local communities, and individuals with specific needs.

This commitment aligns with our commitment to support the ongoing transformation of the Saudi Arabian economy and society, in alignment with Vision 2030.

In 2023, our focus

has been on integrating CSR

and Sustainability initiatives

throughout the Bank’s

operations.

This has been supported by a range of strategic initiatives focused on sustainability, building awareness, and creating opportunities for our team of Albilad volunteers.

Our work in 2023 extended to increasing awareness of financial resilience through savings and addressing environmental concerns. Collaborating with the Jood housing platform, we worked towards expanding homeownership opportunities across the Kingdom.

In line with our commitment to innovation, 2023 saw the inception of Hackathon Albilad, focusing on developing new Islamic banking products that support innovation in this sector.

These initiatives not only contribute social value to Saudi Arabian communities but also position Albilad as a socially responsible bank, making a substantial impact on the country’s future.

General

Male and female
ambassadors general
volunteering

Volunteering within
the Bank’s social
initiatives

Professional

Male and female
Ambassadors volunteering in
specialized fields such
as accounting and
information technology to help
non-profit organizations

Environment

Optimal exploitation of natural resources

Recycling

Afforestation

Environmental awareness

Community

Integrate disabled persons to take advantage of the Bank’s services.

Food basket

Training and employment opportunities for citizens

Developing Saudi youth competencies

Reducing Environmental Impact

Environmental responsibility remains a significant focus, aligned with the Saudi Green Vision.

In 2023, we recycled 4,550 Kg of waste, contributing to a reduced environmental footprint. Moreover, our processes are designed to enhance efficiency and decrease reliance on paper-based operations, minimizing waste associated with our activities.

Our Head Office Building, Albilad Tower in Riyadh, now operates on solar energy, resulting in reduced CO2 emissions.

Volunteering

Bank Albilad recognizes its responsibility to invest in and support community activities that enhance lives across Saudi Arabia.

This commitment involves active participation from staff at all levels of the organization. As we progress into 2023, our commitment remains unwavering, with a continued focus on supporting those in our Kingdom who require it the most.

The Albilad Volunteer Team dedicated 2,206 hours to various humanitarian causes, including supporting individuals with disabilities. This staff contribution helped to deliver a range of impactful programs that have improved the lives of the communities that we serve.

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Retail Banking

Our clientele

encompasses individual customers across various segments, including private banking, affluent, as well as serving SMEs, non-borrowing corporates, and government entities.

In 2023, our work was guided by a clear and unwavering strategy focused on balance sheet growth, liability focus, digital acceleration, and a commitment to superior customer experience.

This has delivered robust results, leading to an expanded customer base and increased balance sheets across both liabilities and assets.

Key Initiatives 2023

The Bank and its extended staff team have contributed time and resources throughout 2023 to deliver practical support to a range of organizations that are working to support important causes. Major highlights included:

We are immensely proud of the contribution that our team is making to support environmental initiatives and to support those who need help within our communities. As we move forward into 2024, we will continue to focus our efforts on supporting those in our Kingdom who are the most in need of support.

This is part of the core values of Bank Albilad, and we will maintain out commitment to delivering our core work in a way that brings the maximum benefits to the places where we operate.

Albilad Volunteer Team:

In 2023, the Bank Albilad volunteer team contributed over 552 volunteer working hours, helping 20,000 people in need and recycling over 16,500 gallons of waste.

Savings Lifestyle Initiative:

This initiative, developed by several accredited academics and trainers, enhances financial awareness, and supports a culture of saving among employees of some government and private agencies. This initiative includes 3 tracks of personal savings, residential savings, and investment savings. In 2023, this program benefitted 20,000 people.

Jood Housing Platform:

Bank Albilad has donated SAR 10,000,000 to the Jood housing platform supporting 5,250 families in need.

Al-Bilad Voluntary Campaign for Environmental Awareness in Umm Al-Shukooq Kindergarten:

To spread awareness about the importance of preserving and protecting the environment Albilad’s volunteer team and several volunteer teams contributed to the achievement of the goals of Vision 2030. The volunteer teams collected 16,500 gallons and 300 bags of waste, 60% of which was then recycled.

Ramadan Albilad & Enjaz Basket:

As part of its social responsibility initiatives, Bank Albilad launched the Ramadan Enjaz Basket initiative and Albilad basket supporting 20,000 people in need.

Blood Donation:

Bank Albilad’s joint campaign with the Blood Bank in May 2023 resulted in 120 of our staff taking part in this 85 initiative through donating blood.

Recycling:

Bank Albilad supports plastic and paper recycling programs. Recycling containers are available in all departments at our head office building in Riyadh. This helps to preserve the environment through reducing pollution caused by plastic wastes and reduces dependence on logging to produce paper. In 2023, the commitment of our team resulted in the recycling of 4,550kg of waste. This is the equivalent to saving 76 trees, 8,884 gallons of water, 18.88 tons of CO2, and 25,630 kilowatts of energy.

Hackathon Albilad for Islamic Banking:

Hackathon Albilad for Islamic Banking is part of Albilad Mubadara Programs. It is an initiative designed to foster interaction and collaboration among innovators, developers, and technology enthusiasts to contribute to the development of Islamic banking through the provision of innovative technological solutions. This initiative has helped 32 participants from 8 different start-up companies and generated 8 new product ideas for Islamic banking.

Sponsorship of Mowaamah:

As part of Bank Albilad’s commitment to supporting and empowering people with disabilities, it has contributed to the sponsorship of Mowaamah program. The application aims to assist individuals with disabilities and provide them with an inclusive environment to ensure their independence and integration into society. With Albilad support, this program has helped over 80,000 people with disabilities.

Deep Sea Cleaning:

This initiative is cleaning the sea and beach in the Eastern coastal area in order to protect marine wildlife and the Coral reefs. Over 300 volunteers have contributed 1,100 hours of work to collect around 970 gallons of waste.

Donation to Roya Al-Madina Charity:

Bank Albilad provided book/sound devices (Envoy Connect) to 275 children with sight disabilities.

Donation to Tarmeem East Region Charity:

Bank Albilad has become one of the charity’s major donors to achieve the highest standards of quality and efficiency.

Donation to Unaizah Association for Humanitarian Services:

Bank Albilad has contributed to help and support 50 people with disabilities access training and rehabilitation activities.