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Investment Products

Investment Products

Direct Investment “Murabaha” 

Murabaha Investment is a Shariah Compliant Deposit, where the client authorizes Bank Albilad to buy commodities on his/her behalf then sells these commodities on deferred payment basis to Bank Albilad with a principal plus the agreed profit to be paid at the maturity date.

Direct Investment ‘’Wakalah’’

Wakalah Investment product is where the client appoints Bank Albilad to invest his/her funds as part of Bank Albilad's pool of in compliance with the rules and principles of the Islamic Shariah.

Features

  • These products are in line with the guidelines set by the bank’s Shariah committee.
  • We offer competitive prices.
  • No hidden costs.
  • Flexible tenors up to 3 years.
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Direct Investment with Variable Profits (Collar Structured Deposit Murabaha or Wakalah based)

Collar product is a long-term floating deposit (1-5 Years) where the client will place long-term floating time deposit with an expected variable profit based on a benchmark with a Cap and Floor rates and rollover periods concept.

Features

  • The product is in line with the guidelines set by the bank’s Shariah committee.
  • We offer competitive prices.
  •  No hidden costs
  • Clients have the ability to receive the profit monthly ,quarterly, semiannually and annually.
  • Clients have the ability to choose the maturity date.
  • Flexible tenors up to 5 years.




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